Attention homeowners in North Texas: Get an Appraisal today!
See the top 7 reasons Texas homeowners hire Timely Appraisal Services:
At Timely Appraisal Services, we understand the individual needs of a consumer in need of appraisal services. Our customary business clients are used to the appraisal process and the standard documents we provide. As our client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Timely Appraisal Services, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if your home is not appreciating as much as other houses close by. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Timely Appraisal Services is your #1 weapon.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are veterans in helping consumers just like you do away with unnecessary PMI insurance.
HELOC recently frozen?Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be annoying from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Timely Appraisal Services can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you'd prefer to have an expert double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Timely Appraisal Services offers field reviews where we'll go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.